In the Asset Only approach, investors will focus on how potential benefits can be achieved through portfolio management. This is usually done by investors who prioritize investment profit rather than the existence of certain obligations that need to be strengthened by liquidating part of/overall portfolio (profit minded). The advantage of implementing this method is the process of developing portfolio and implementation more quickly and efficiently.
The advantage of implementing this method is the process of developing portfolio and implementation more quickly and efficiently.

The application of this approach is suitable for:

• Wealth Management (or institution that helps the investment activities undertaken by retail investors)
• Institutional investors aimed at trying to increase portfolio profitability with measurable risk

Asset Liability Management approach is for investors to pay a certain obligation such as pension and insurance liability. With an asset management plan, the potential for those liabilities will decrease significantly. This is in line with mandate received by institutional investors to manage and pay funds that are the rights of both the pension participant and policy holders.